How to cure Agoraphobia

Many people in the world have a disorder known as agoraphobia. This disorder brings on extremely strong panic attacks when in crowded places. Most agoraphobics eventually wind up trapped in bed or institutionalized. The definition for agoraphobia is an anxiety disorder. The main manifestation of the disorder is a fear of having an embarrassing situation … Continue reading How to cure Agoraphobia

Many people in the world have a disorder known as agoraphobia. This disorder brings on extremely strong panic attacks when in crowded places. Most agoraphobics eventually wind up trapped in bed or institutionalized.

The definition for agoraphobia is an anxiety disorder. The main manifestation of the disorder is a fear of having an embarrassing situation that the person can not escape from
Someone with Agoraphobia will sometimes have panic attacks when they are in a situation where they feel trapped, uncomfortable or when they are not in control or are too far away from their comfort zone, which are usually their homes. In extreme cases an agoraphobic may only be able to exist in only a room or two of their own home and may even become unable to get out of bed.
Sufferers of Agoraphobia are often overly sensitive to bodily sensations and over react to everyday occurrences, like climbing a flight of stairs. The effort it takes to climb stairs can cause a full blown panic attack, because their hart rate rises as does their breathing. The sufferer may see this is the onset of an attack and actually causes the attack to start, instead of seeing it as a natural reaction to climbing stairs.

With the invention of the internet many agoraphobics have found they are able to have contact with the world while still at home in their “safe place” and one thing that many agoraphobics have in common is that many of them enjoyed being able to gamble with other people in online casinos.

Many doctors feel that online casinos is a great form of therapy for people suffering from agoraphobia because they can interacts with several people at the same time, and it gives them the ability to interact and be relaxed at the same time and in many cases the agoraphobic has been able to lessen their fears and eventually leave their home with the goal of eventually getting to a real casino with other people.

But after October of 2006 when president George Bush Signed the Unlawful internet gambling ban into law he took away the best form of theory doctors have found to help Agoraphobics re-enter society.

Doctors found that in games like poker and blackjack where the player’s game depends on the moves of the other players; have a tendency to be better for patients rather then on online roulette or craps game, where you can easily have no interaction with other players.

The interaction is healthy because the agoraphobic is not concentration on themselves they are actually concentration on the game and the other layers moves. For a sufferer of this disorder this is a huge step in being able to re-enter society, but unless the online casino ban is overturned doctors will have to find other ways of helping their patients.

Earn Extra Income Opportunity Jump On The Advertising Campaign

Earn Extra Income Opportunity Jump On The Advertising Campaign

With millions of blogs and web sites online, many people still miss out on the great online home business opportunity that it provides.

Advertising on the web has exploded over the last few years. People have begun to realize how many people surf the web, and how some well placed ads can help generate more income for them and give them the perfect earn extra income opportunity and the ability to work at home.

You can take advantage of this and make money online easily. All you need to have is a web site. You can get one for free and just add your own content. Anything that will interest people will do. Write your own articles on politics or any subject that interests you and it will be sure to interest like minded people.

You can also use this idea on your business web site. Next you need to find some ads. Google ads are great, and Yahoo has recently come out with their own ads too. They are free to ad to your web site and every time someone clicks on your ad, you will be paid money. Hows that for an earn extra income opportunity.

There are also several different click as you go ads available on the internet. Make sure you read what theyre offering you, and choose the one that will benefit you the most.

You can also advertise ad space on your web site. Some people might be willing to pay you some money monthly or yearly for ad space on your site. This is a great way to make money online and if successful this can provide the perfect internet based home business.

If you have one web site with google ads, the income may not seem very impressive at first, but multiply that income by several web sites, and suddenly youre making some pretty decent extra money. And to top it all off, you get to work at home on something you enjoy.

Good deal, huh?

All you have to do now is work on your web site to develop your own internet based home business. It really is that easy and an excellent earn extra income opportunity.

How To Build Your Business Credit Score

For a business to be in the favor of different lenders and to obtain the necessary funding for its future capital needs, having a favorable credit score is very vital. But a good credit rating does not come in an instant, and for any business owner, there are certain steps to follow. These steps will help improve a business credit rating as well as maintain a favorable reputation to lenders and investors.

1. Make sure that your business has a legal entity

Your business will not be able to build business credit if it does not have an entity unto itself. And thus, it is necessary for you to be incorporated or to form an LLC (Limited Liability Company). No lender will be willing to give a business loan to a sole proprietor because this might end up as a personal loan in disguise.

2. Find a Good Address, a Telephone Line, E-mail and Internet Service

Having a good physical location for your company adds credibility for lenders to believe that your company is legitimate when your office address is not your own home address. And having the right means for people to contact you such as owning a telephone line as well as an e-mail address and even a web site, is essential especially for faster communication.

3. Check Your Business Listings

Have your company enlisted under all the necessary agencies and make sure that all your listings are under the same exact legal name as well as with the same exact phone number and address. It is very important for all your personal creditors to have you listed under a uniform identity.

4. Obtain All Necessary Business Licenses, Permits, etc.

Obtain a business license for your company and, if applicable, a license for tax resale in the state, city or county location of your business. Follow all the necessary regulatory guidelines for running your business.

5. Organize Financial Statements and Tax Returns

Be ready to present at least two years of financial statements, with which the help of a CPA is highly recommended. And it is also very important, that your business at this time should already have its own tax ID number. Both federal and state business tax ID numbers should be enlisted under the same exact legal business name.

6. Secure Bank References

A minimum of one bank reference is necessary for your business to establish its score. And it would be advisable if your bank account were at least active for two years, with a good stable balance of at least $10,000 for the past three months for it to be in a favorable position for lending. How you manage cash flow in your business will be reflected from your banking.

7. Obtain At Least Five Trade References

Your business will need five trade references that have given you a credit account. This may include your suppliers or any firm in which your company has purchased goods, preferably at a regular basis. Make sure to choose references that will give a favorable credit history to agencies investigating on your financial history.

8. File for Credit Report Agencies

Get three business credit cards that do not have personal links to you and that will give business credit reporting agencies their feedback on your company.

After doing all these, just remember to play your business in a clean and fair game and of course, pay all your bills on time, and you will surely be able to attain an excellent business credit score.

Answering Service, What Every Small Business Needs!

An answering service is what every small business needs. Anyone who has ever worked for a small business, or has owned a small business knows that the answering service is a true God send. Every time you are not able to answer the phone, you take the risk of losing business. With an answering service, you dont worry about missing important calls. Whether its an emergency or just an important client that needs a fire put out, answering services can meet your need.

Think about a day with and without an answering service. You are taking a much needed day off and your secretary calls in sick. Your staff is out in the field doing whatever it is they do and your phone is MIA. Your biggest client needs a fire put out and needs it taken care of immediately. If you didnt have an answering service what would be your options. Cancel your much needed day off and answering the phone yourself. Or, let your answering service handle all the calls and only notify you in an emergency or if a big client calls. Now you can enjoy your day off with the piece of mind knowing that if anything comes up, youll be the first to be notified by your very own answering service.

If you dont currently have an answering service in your bag of tricks, maybe its time to investigate what an answering service can do for you. Believe it or not, answering services are relatively inexpensive. Considering how much money they can either make you by routing important calls to you from prospective new clients or save you by letting you know your number one client needs something done ASAP. Get an answering service today and grow your business with the piece of mind knowing that your answering service will keep you adequately informed of any important incoming calls.

Buying Mortgage Leads Exclusively

If you are a loan officer or mortgage broker, you may be on the market for mortgage leads. If you have no interest in sharing these mortgage leads with anyone else, you may want to consider buying them exclusively.

If you decide to buy your leads exclusively, you can plan on paying a bit more for them. As opposed to buying old or recycled leads in bulk or at two dollars a lead.

An exclusive mortgage lead should not only be exclusive to you and you only, it should be sold to you in real time.

A real time exclusive mortgage lead is one that is delivered to you within seconds of the applicant filling out the on-line application.

If a real time mortgage lead is any older than a couple of hours, it can hardly be called real time, let alone exclusive.

My suggestion to you if you are considering buying exclusive mortgage leads would be to take your time and research the mortgage lead companies you are thinking about investing your money in.

Remember, you work hard for your money, so make sure the mortgage lead company you invest in will get you a return on your investment.

Be sure to call the mortgage lead company and speak with a live person.

Ask the customer service representative where they obtain their leads, and how they are delivered. Also, ask what the time frame is between the potential customer filling out the online form and you receiving it.

If the answers do not live up to your expectations of what real time exclusive mortgage leads should be, than move onto the next mortgage lead company.

Keep searching until you find the mortgage lead company that guarantees they will sell the lead to only you, and that they will deliver it promptly. If they cant have it at your e-mails door step within seconds of receiving it, than keep searching until you find the company that will. Your time and money will be well spent, trust me.